Automated, compliant voice agents that recover more, at lower cost, with regulatory adherence built-in.
Purpose-built for the Indian debt recovery market
AI agents that negotiate, remind, and follow up persistently — lifting recovery rates by 30–40%.
Built-in compliance guardrails for Do Not Disturb (DND), calling hours, and debt collection regulations.
Never miss a follow-up window. AI agents call at the optimal time based on debtor behaviour data.
Engage debtors in Hindi, Tamil, Telugu, Kannada, Bengali, Marathi, and 6 more regional languages.
From account import to payment — fully automated
Upload your debtor list or sync directly from your core banking system or CRM. IndiaCalling.ai segments accounts by overdue period, amount, and previous contact history.
The AI voice agent calls each debtor in their preferred Indian language, delivers a personalised repayment reminder, and handles questions about outstanding amounts, payment options, and hardship.
Every call checks against TRAI DND registrations, mandated calling hours, and RBI Fair Practice Code guidelines before dialling. Violations are blocked automatically.
Agents can send payment links via SMS during calls, capture verbal payment commitments, and schedule follow-up calls — all without human involvement.
Call recordings, transcripts, commitment dates, and payment statuses sync back to your debt management system or CRM in real time.
Everything you need to know about AI debt collection in India
IndiaCalling.ai's AI voice agents automatically call debtors at optimal times, deliver personalised repayment reminders in their preferred Indian language, handle objections, and offer payment options — all while staying compliant with RBI Fair Practice Code and TRAI DND rules. Outcomes are reported in real time.
Yes. IndiaCalling.ai's collections solution is fully compliant with RBI's Fair Practice Code for debt recovery agents, TRAI's Do Not Disturb regulations, and mandated calling hour restrictions (no calls before 8 AM or after 7 PM). All calls are recorded and auditable.
Customers using IndiaCalling.ai for collections typically see a 30–40% improvement in recovery rates due to higher contact rates, consistent follow-ups, and AI-driven optimal call timing based on debtor behaviour patterns.
IndiaCalling.ai integrates natively with Salesforce, HubSpot, Zoho CRM, Freshsales, and Leadsquared. It also connects with common debt management systems via REST API. Recovered payment data syncs back automatically.
Yes. The collections AI supports Hindi, Tamil, Telugu, Kannada, Marathi, Bengali, Gujarati, Punjabi, Malayalam, Odia, Assamese, Bhojpuri, and Indian-accented English — reaching debtors in their mother tongue to increase engagement and repayment rates.
Why Indian enterprises are switching to AI voice agents
| Metric | Manual Calling | IndiaCalling.ai AI |
|---|---|---|
| Recovery rate | 15–25% | 30–40% (+30–40%) |
| Cost per call | ₹18–35 | ₹2–5 |
| Languages supported | 1–2 | 12+ Indian languages |
| Available hours | 9 AM – 6 PM | Compliant hours, 7 days |
| RBI/TRAI compliance | Manual | Automated |
| CRM sync | Manual | Real-time |
| Scale | Team-limited | Unlimited concurrent calls |
Join 200+ Indian enterprises using IndiaCalling.ai. Pricing starts at ₹15,000/month.
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